Credit Card Terms & Conditions

Effective Date: [Insert Date]

These Credit Card Terms & Conditions (“Credit Card Terms”) govern all payments made to ImmortalForge (“Company,” “we,” “us,” or “our”) using credit cards or debit cards through our website, platforms, or authorized payment processors.

By submitting payment information and completing a transaction, you agree to these Credit Card Terms.

1. Accepted Payment Methods

We accept major credit and debit cards, including but not limited to:

• Visa

• MasterCard

• American Express

• Discover

All payments are processed through third-party payment processors. ImmortalForge does not store full credit card numbers.

2. Authorization and Accuracy

By providing your payment information, you represent and warrant that:

• You are authorized to use the payment method

• The payment information provided is accurate and complete

• You authorize ImmortalForge to charge the card for all amounts due, including applicable taxes, fees, subscriptions, installment payments, or recurring charges

If authorization is declined or later reversed, we may suspend or terminate access to products or services until payment is resolved.

3. One-Time Charges, Subscriptions, and Recurring Billing

Depending on the product or service purchased, charges may be:

• One-time purchases

• Subscription-based recurring charges

• Installment or payment-plan based charges

By enrolling in any recurring or installment payment plan, you authorize ImmortalForge to automatically charge your card at the agreed-upon intervals until the obligation is fulfilled or canceled according to the applicable cancellation policy.

4. Payment Failures and Reattempts

If a payment fails, is declined, or is reversed:

• We may reattempt the charge automatically

• Access to content, services, or memberships may be paused or revoked

• You are responsible for resolving payment issues promptly

Repeated failed payments may result in account termination.

5. No Chargebacks Without Resolution Attempt

You agree not to initiate a chargeback without first contacting ImmortalForge to attempt resolution.

Improper chargebacks—including those for services rendered, digital content delivered, or policy-compliant transactions—may result in:

• Immediate termination of access

• Permanent account suspension

• Additional administrative fees

• Blacklisting from future purchases

We reserve the right to submit all documentation, communications, access logs, and delivery confirmations in defense of any chargeback.

6. Refund Policy Reference

All purchases are subject to ImmortalForge’s Refund Policy, which is incorporated by reference into these Credit Card Terms.

Unless explicitly stated otherwise in writing:

• Digital products are non-refundable

• Access-based services are non-refundable once delivered

• Coaching, consulting, and memberships may have limited or no refunds

Purchasing a product constitutes acknowledgment and acceptance of the applicable refund terms.

7. Taxes and Fees

You are responsible for all applicable taxes, duties, or government fees associated with your purchase unless otherwise stated.

8. Currency

All transactions are processed in U.S. Dollars (USD) unless otherwise specified.

9. Fraud Prevention and Verification

We reserve the right to:

• Request additional verification

• Cancel or delay orders flagged for fraud risk

• Refuse service where fraud or abuse is suspected

Fraudulent activity may be reported to payment processors and law enforcement authorities.

10. Changes to Pricing or Billing Terms

We reserve the right to modify pricing, billing terms, or accepted payment methods at any time. Changes will not affect completed transactions but may apply to future or recurring charges with prior notice where required by law.

11. Limitation of Liability

ImmortalForge is not responsible for:

• Bank fees or overdraft charges

• Interest charges imposed by your card issuer

• Payment processor outages or errors beyond our control

12. Governing Law

These Credit Card Terms are governed by the laws of the State of Georgia, without regard to conflict-of-law principles.

Shipping & Delivery Policy

Effective Date: [Insert Date]

This Shipping & Delivery Policy applies to all purchases made through ImmortalForge (“Company,” “we,” “us,” or “our”), including physical merchandise and digital products.

By placing an order, you agree to the terms outlined below.

1. Product Types

ImmortalForge offers the following categories of products:

• Physical Products: Apparel items such as t-shirts

• Digital Products: Downloadable files, digital content, online courses, memberships, and access-based materials

Each product type has different delivery methods and policies, as outlined below.

2. Digital Products & Downloads

Delivery Method

Digital products are delivered electronically via:

• Email delivery

• Account access

• Download links

• Platform-based access (e.g., course portals or membership dashboards)

Delivery Timing

• Digital products are typically delivered immediately or within 24 hours of successful payment.

• In some cases, access may be granted manually and may require additional processing time.

No Shipping Fees

• There are no shipping charges for digital products.

Digital Product Policy

• All digital sales are final unless otherwise stated in writing.

• Once access or download links are provided, the product is considered delivered.

• We are not responsible for delivery issues caused by incorrect email addresses or technical issues outside our control.

3. Physical Products (T-Shirts)

Order Processing Time

• Physical merchandise orders are typically processed within 5–10 business days.

• Processing times may vary due to inventory levels, demand, or fulfillment partner timelines.

Shipping Method

• Orders are shipped via third-party carriers (e.g., USPS, UPS, FedEx).

• Shipping methods and estimated delivery times are displayed at checkout when applicable.

Shipping Costs

• Shipping fees (if applicable) are calculated at checkout.

• Any applicable taxes or duties are the responsibility of the customer.

4. Shipping Address Accuracy

Customers are responsible for providing accurate and complete shipping information.

ImmortalForge is not responsible for:

• Delays or losses due to incorrect or incomplete addresses

• Packages delivered to an incorrect address provided by the customer

If an order is returned due to an incorrect address, reshipping fees may apply.

5. Tracking Information

• Tracking information will be provided when available.

• Once a package is handed over to the carrier, delivery timelines are controlled by the carrier.

6. Lost, Delayed, or Stolen Packages

ImmortalForge is not responsible for:

• Carrier delays

• Packages marked as delivered but not received

• Theft after delivery

Customers are encouraged to contact the carrier directly for delivery issues. In some cases, we may assist with filing a claim, but replacement is not guaranteed.

7. International Shipping (If Applicable)

If ImmortalForge offers international shipping:

• Delivery times may vary significantly

• Customers are responsible for customs duties, taxes, and import fees

• We are not responsible for delays caused by customs processing

If international shipping is not offered, orders are limited to U.S. addresses only.

8. Refunds & Returns Related to Shipping

• Shipping fees are non-refundable.

• Physical products may only be eligible for replacement or refund if they arrive damaged or defective.

• Claims for damaged items must be submitted within 7 days of delivery with photo evidence.

Digital products are governed by the Refund Policy and are generally non-refundable once delivered.

9. Split Orders (Physical + Digital)

If an order includes both physical and digital products:

• Digital products will be delivered electronically

• Physical products will ship separately

• Shipping charges apply only to physical items

10. Changes to This Policy

We reserve the right to modify this Shipping & Delivery Policy at any time. Updates will be posted on this page with a revised effective date.